Good Morning Spirit Family, Its that time of year again and your benefits team is here to answer your Open Enrollment questions. Here is some key information you need to get through this OE season.
Our open enrollment started on 10/19/2020 and goes through 11/06/2020. This year The Spirit Benefits Department will be providing VIRTUAL SESSIONS to help advice FA’s on the best health plan for their personal needs. This will be similar to the Townhall meetings that Ted and Lania held over the summer regarding Covid-19. The dates for the virtual sessions are as follows:
10/21 11am EST
10/27 4pm EST
10/29 8pm EST
There is also going to be an option to book a 15 minute private session on the website for the Flight Attendants that would like to utilize this extra benefit. You can find information to book your solo session at www.spiritbenefits.com.
This year will be PASSIVE ENROLLMENT, meaning if you would like to keep your benefits the same and not make any changes you don’t have to do anything at all. However here is some important information to consider while deciding what you would like to do for open enrollment.
If you do not make any changes to your current elections, your 2020 elections will roll over at the 2021 rates and you will not be able to make any changes to your benefits until the next Open Enrollment unless you experience a qualifying life event.
Your Medical and/or Dependent Care Flexible Spending Account (FSA) elections WILL NOTrollover. If you want to continue your FSA in 2021, you must update your annual FSA election.
As far as our healthcare options, we will be seeing an increase on our PPO premiums at 1.01%. Our out of pocket maximums for EMPLOYEE ONLY RATES will be increasing from $750 to $1,000 and to $3,000 out of network. Our HSA premiums stay the same. So the cost for the PPO plans will be $43.56 per pay period and the HSA will be $8.93.
The FAMILY RATES go up from $2,500 to $3,000. Out of pocket maximum rates for out of network will be $9,000. This is in accordance with our CBA Section 18.A.1
UNUM will still handle our Short Term and Long Term disability claims, and those claims will need to be filed as previously done through UNUM once an approved leave begins. UNUM will also still be handling all of the voluntary addons that are offered. If you not ever created an account for the Voluntary benefits, you will need to do so, but if you already have an account, the information will still be available from previous enrollment.
AS A REMINDER: Per the MOU the company will still be covering the cost of your healthcare while out on EVTO/CVTO, even if you have changed your plan.
If you have questions that were not answered in this E-line please reach out to your local Benefits representative. You can find their contact information at Spiritafa.com
MEC Benefits Chair
AFA/LEC 77 Benefits Rep